A bodily injury claim is only legitimate once there is negligence or injury inflicted on you, by another. This claim is usually covered by the individual that caused the injury — that is, if they carry insurance.
However, if they do not carry insurance, you will have to claim on your own. Now, the process of getting this type of claim is a meticulous and tedious process, as uninsured bodily injury claim means that you have to settle this against your own insurance corporation.
Six quick tips to help you win a bodily injury claim
- Seek immediate help: This is a crucial process in a bodily injury claim. If you just had a car accident, make sure you go the hospital immediately. If you have a personal injury protection, the medical expenses are carried by your insurance company first hand. A thorough assessment for any injuries like a broken bone or whiplash is considered credible evidence. Moreover, this prevents complication associated with any injury.
- In order to win a bodily injury claim, you must tell the doctor every symptom you’re experiencing: Upon assessment, make sure your doctor knows everything there is to know that leads to your present condition. These are used as evidence by the insurance company. If you fail to mention your symptoms to your doctor, the adjusters will shrug off your claims, and you will not get any insurance at all.
- Make sure everything is done accurately: If your doctor asks you general questions like “how are you doing”, tell your doctor every pain or injury there is. Don’t make the mistake of playing ‘tough’ and say that you’re doing fine — even if you’re not. The insurance adjuster will use this, as it is that which liberates that company from your bodily injury claim.
- Always ask for a work release form: This shows your doctor that your injury might keep you away from work. This can be used as evidence that you are experiencing a substantial injury, and that can highly increase your pain and suffering award, from your bodily injury claim.
- Ask for a referral: Emergency doctors will only see you temporarily. Ask for referrals for a more appropriate doctor, to see you after the initial Emergency assessment. Insurance adjusters are cautious of individuals of going directly to a physical therapist or a chiropractor just to ‘mend’ the injury. If you want a successful bodily injury claim, a doctor must refer you to a physical therapist or chiropractor.
- Follow up with your doctor, and stick to your schedule: These are vital components in a bodily injury claim as well. Visiting your doctor immediately after the incident happened, prevents delay in treatment, and prevents delay in your bodily injury claim. Talk to your doctor about the symptoms you’re experiencing (and experienced). Also, sticking with your treatment schedule should solidify your claims. If you skip on these treatments, your bodily injury claim adjuster finds this reasonable enough, not to support your claim.
Consistency will win you a bodily injury claim
Making an uninsured bodily injury claim might be a bit tricky to pull off. Make sure you stick to your facts, as accurately as possible. The adjuster will be looking thoroughly at your assessment. If they see that your document is inconsistent, or see that you hurt yourself on purpose, then you won’t be able to get that bodily injury claim and the insurance company wouldn’t be liable to pay for your medical coverage.